12 Ray Street

These are the annual taxes levied by local governments based on the assessed value of the property.

Home insurance is an annual policy that provides financial protection against damages to a person's house and personal belongings within it, as well as liability coverage for accidents occurring on the property. The yearly premium varies based on the home's value, location, the extent of coverage, and other risk factors.

Private Mortgage Insurance (PMI) is an insurance premium paid by borrowers, typically when the down payment is less than 20%, to protect the lender in case of default.

Homeowners Association (HOA) fees are regular charges for residents in certain communities, covering maintenance of common areas, amenities, and enforcing community standards.