Denison, TX 75020
$309,000List Price
$2,871 Est. Mo. Payment
For a given home price of $309,000, the monthly mortgage is computed using a 5% down payment ($15,450) and a 7.5% annual interest rate, spread over 360 payments.
3
2
2
1,517ft2

Carolyn Lafferty

Keller Williams NO. Collin Cty

, TX

Status

Available

Market MatchUP

How this home compares to similar 3 bedroom homes in Denison
  • Price Comparison
    $22,281 higher
  • Home Size
    53 sq. ft. smaller
  • Built in 2021
    Newer than 78% of homes in Denison
  • Denison Snapshot
    321 active listings
    60% have 3 bedrooms
    • Typical 3 bedroom size: 1570 sq. ft.
    • Typical 3 bedroom price: $286,718

Description

****SELLERS CONCESSIONS AVAILABLE**** Welcome to 3916 Oak Creek Circle! This beautifully maintained D.R. Horton Vancouver single story floor plan offers the perfect combination of style, comfort, and convenience. Featuring 3 bedrooms, 2 bathrooms, and 1,518 square feet of well-designed living space, this single-story home is nestled in one of Denison’s fastest-growing communities—The Reserve. The kitchen boasts custom cabinetry, modern quartz countertops, stainless steel appliances, a gas cooktop, a breakfast bar, and a cozy eat-in breakfast nook. Luxury vinyl flooring flows through the kitchen and living room, complemented by an oversized laundry room. A warm electric fireplace adds charm to the open-concept living area. Retreat to the privacy of the spacious primary suite featuring an en-suite bath and walk-in closet. Additional upgrades include a tankless water heater, smart home features, and a smart front door lock. Enjoy your morning coffee on the welcoming front porch or entertain guests on the back patio. Ideally located less than a mile from Hwy 75, Texoma Medical Center, Haystack, Urban Air, and Grayson College—with Lake Texoma just minutes away. Don’t miss your chance to own this move-in-ready gem offering thoughtful upgrades and an unbeatable location!

MLS Listing ID

20931212

Listed By

Carolyn Lafferty
214-334-3940
Keller Williams NO. Collin Cty

Map

High School
Denison
Elementary School
Hyde Park
High School District
Denison ISD
Middle Or Junior School
Henry Scott
Association Fee
275
Tax Annual Amount
6519
Association Fee Frequency
Semi-Annually
This expanded setting will include additional fields to closer define your loan needs and payment amount.
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$
%

Estimated Monthly Payment

$2,871

Loan Amount

$293,550

This calculator is illustrative, but your unique situation will best be served by seeking out a purchase budget pre-approval from a reputable mortgage provider. Start My Mortgage Application can provide you an approval within 48hrs.

Home Facts

Bathroom

Bathrooms Full
2

Kitchen

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Electric Oven
  • Tankless Water Heater

Highlights

Interior Features

  • Walk-In Closet(s)
  • High Speed Internet
  • Eat-in Kitchen
  • Granite Counters
  • Cable TV
  • Smart Home

Roof

  • Composition

Sewer

  • Public Sewer

Levels

  • One

Cooling

  • Central Air
  • Ceiling Fan(s)
  • Electric

Fencing

  • Wood
Garage Spaces
2
Lot Size Acres
0.113
Parcel Number
438440

Pool Features

  • None
Property Type
Residential
Covered Spaces
2

Window Features

  • Window Coverings

Parking Features

  • Driveway
Property Sub Type
Single Family Residence
Attached Garage

Community Features

  • Sidewalks
  • Curbs

Fireplace Features

  • Family Room

Patio And Porch Features

  • Front Porch
  • Rear Porch
Virtual Tour
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Flooring

  • Carpet
  • Luxury Vinyl Plank
Year Built
2021

Foundation Details

  • Slab

Architectural Style

  • Traditional
  • Detached

Construction Materials

  • Brick

Heating

  • Central
  • Natural Gas
Heating

Utilities

  • Cable Available
  • Sewer Available
  • Water Available

Green Energy Efficient

  • Appliances
  • Insulation
11/1/2025
Active
(Current Listing)
$309,000
$204/sqft
8/30/2025
Price Change
$309,000 -3.3%
$204/sqft
7/19/2025
Price Change
$319,500 -0.9%
$211/sqft
6/12/2025
Price Change
$322,500 -3.0%
$213/sqft
5/16/2025
Price Change
$332,500
$219/sqft