Don’t miss this rare opportunity to secure a dream home and a dream rate. With a 2.99% assumable loan, this home offers the chance to lock in a near all-time low interest rate, potentially giving buyers much more monthly affordability and long-term purchasing power—especially valuable in today’s high-rate market. But the financing isn’t the only thing that makes this property stand out. Located just outside the Rockwall-Wylie area in the quiet, up-and-coming town of Josephine, TX, this home blends small-town charm with modern comfort. It’s one of the last true small-town pockets in Collin County, offering both a peaceful lifestyle and strong growth potential. From the moment you pull up, you’ll notice the home’s great curb appeal and inviting presence. Inside, the thoughtfully designed floor plan flows beautifully and functions effortlessly. Coming in from the garage, you'll move through the mud room to the laundry area, leading into the spacious primary closet, then into the main bathroom with an additional closet, flowing into the large primary bedroom, and finally into the kitchen and open living area. It’s a layout that’s as smart as it is seamless. The open-concept living space is filled with natural light and perfect for everyday living. You’ll also find a dedicated office with its own closet, offering the flexibility to convert it into a 4th bedroom—ideal for remote work, guests, or growing families. Step outside to a large, open backyard with plenty of space for outdoor fun, family gatherings, or even adding a future pool to create your own retreat. Whether you're looking for a home with a flexible layout, welcoming atmosphere, and small-town character, or you’re a savvy buyer eager to take advantage of a remarkably low interest rate and projected equity gains, this property is a true win on all fronts. Homes like this—offering financial advantage, great design, and community charm—don’t come around often. Schedule your tour today!