*THIS HOME HAS AN ASSUMABLE FHA LOAN FOR QUALIFIED BUYERS, RATE OF 3.99% AND SUBJECT TO LENDER APPROVAL* Welcome to 1140 Monterra Way — where farmhouse charm meets modern luxury in the heart of Fate, TX and Rockwall ISD. Located in the highly sought-after Monterra community, this gently lived-in K. Hovnanian home (the Frankfurt plan) offers 4 bedrooms, 2.5 bathrooms, and 2,825 square feet of beautifully designed living space. From the moment you step inside, you’ll feel the perfect balance of warmth, comfort, and style. Just off the foyer, you’ll find a private home office with double barn doors — ideal for remote work, study, or a versatile flex space. The thoughtful floor plan also features an activity room near the secondary bedrooms, offering a perfect retreat for kids, guests, or hobbies. The heart of the home is the spacious great room, accented by striking wooden ceiling beams that flow seamlessly into the dining area and gourmet kitchen. Home chefs will love the large center island, abundant storage, and stylish finishes — a space designed for both everyday living and effortless entertaining.Tucked away at the back of the home, the primary suite oasis invites relaxation with its spa-like ensuite bath featuring a freestanding soaking tub — your perfect spot to unwind. Step outside to enjoy the oversized covered back patio, ideal for summer nights, backyard BBQs, or quiet evenings under the stars. Trees along the back fence line have been installed for future added privacy. With its modern farmhouse design, open layout, and welcoming atmosphere, 1140 Monterra Way truly offers it all — space, comfort, and a touch of luxury in every detail. Plus, you’ll love living in Monterra, an amenity-rich community with quick access to I-30, shopping, dining, grocery stores, and the new H-E-B. Come see why this Fate gem feels just like home.